Get the free Summary of Terms for First Progress Secured Credit Cards

This document provides the summary of terms and conditions for the First Progress Secured Credit Cards, detailing APR rates, fees, payment terms, and other important information related to the use

How to fill out summary of terms for

How to fill out Summary of Terms for First Progress Secured Credit Cards

1. Obtain the Summary of Terms document from the First Progress website or from your account setup email.
2. Read through the document carefully to understand the terms and conditions of the card.
3. Identify the sections that require your personal information, such as name, address, and contact information.
4. Fill in your personal details accurately in the designated fields.
5. Review the fee structure, including annual fees, interest rates, and other charges, and make note of them.
6. Understand the security deposit requirement and how it will impact your credit line.
7. Sign and date the document where required to confirm your acceptance of the terms.

Who needs Summary of Terms for First Progress Secured Credit Cards?

1. Individuals applying for a First Progress Secured Credit Card.
2. Anyone seeking to rebuild or establish their credit history.
3. People who need a credit card with low minimum deposit requirements.
4. Those who want to learn about the terms associated with their secured credit card.

People Also Ask about

How does a first progress credit card work?

Flexible credit limit If you apply for the card and are approved, you must make an initial refundable deposit of between $200 and $2,000 before you can begin using the card. The amount you deposit will be your credit limit and can be used by Synovus Bank to pay your bill if you fail to make a payment.

Is the first progress credit card good?

The First Progress Platinum Prestige Mastercard Secured Credit Card could be a good fit if you're looking for a credit-building card that doesn't require any previous history. While it comes with an annual fee, it has a low APR and earns some cash-back rewards.

What is the limit on the first progress secured credit card?

First Progress Select Secured Mastercard® Secure your credit line with your refundable security deposit – choose from $200- $2,000 – with the ability to increase up to $5,000 over time! Choose the First Progress Select Card for a lower annual fee! All credit types welcome to apply!

What is the best secured credit card to get?

Best Secured Credit Cards of October 2025 The Secured Self Visa® Credit Card* Discover it® Secured Credit Card: Best feature: Secured purchases. Citi® Secured Mastercard®: Best feature: No annual fee. U.S. Bank Secured Visa® Card: Best feature: Interest-earning security deposit.

Is First Progress a good secured credit card?

The First Progress Platinum Prestige Mastercard Secured Credit Card could be a good fit if you're looking for a credit-building card that doesn't require any previous history. While it comes with an annual fee, it has a low APR and earns some cash-back rewards.

What is a secured credit card in simple terms?

Secured credit cards are a special type of card that requires a cash deposit to insure purchases made with the card. Provided your lenders report your payment history to the three nationwide consumer reporting agencies, a secured credit card can be a powerful tool for building and improving credit.

Is First Progress easy to get approved for?

First Progress credit cards are secured cards for people with bad credit, which means they require a refundable security deposit but are pretty easy to get approved for. Some First Progress cards won't even do a hard credit check when you apply.

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What is Summary of Terms for First Progress Secured Credit Cards?

The Summary of Terms for First Progress Secured Credit Cards is a document that outlines the key features, fees, and terms associated with the secured credit card product offered by First Progress.

Who is required to file Summary of Terms for First Progress Secured Credit Cards?

Credit card issuers, including First Progress, are required to file the Summary of Terms to comply with federal regulations that provide important information to consumers.

How to fill out Summary of Terms for First Progress Secured Credit Cards?

To fill out the Summary of Terms, issuers must provide clear and concise information about the card's fees, APR, terms, and conditions, following the prescribed format set by regulatory authorities.

What is the purpose of Summary of Terms for First Progress Secured Credit Cards?

The purpose of the Summary of Terms is to help consumers understand the costs, benefits, and responsibilities associated with the card, enabling informed financial decisions.

What information must be reported on Summary of Terms for First Progress Secured Credit Cards?

The Summary of Terms must report information including the annual percentage rate (APR), fees (annual fee, late payment fee, etc.), credit limit, and terms of the security deposit.