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No personal property is insured under this policy. In the Event of a Loss (damage or theft). In the event of theft, immediately report the theft to the University Police.http://www.upenn.edu/police/.
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How to fill out theft and property damage:

01
Start by providing your personal information: Include your name, address, phone number, and any other relevant contact details.
02
Next, provide details about the incident: Describe the nature of the theft or property damage, including when and where it occurred. Be as specific as possible to ensure accuracy.
03
List the items that were stolen or damaged: Provide a thorough inventory of the items affected, including their descriptions, approximate values, and any identifying details such as serial numbers.
04
Indicate whether or not you have filed a police report: If you have reported the incident to the authorities, include the police report number and the contact information of the investigating officer.
05
Include any supporting documents: If you have any receipts, photographs, or other evidence related to the theft or property damage, make copies and attach them to the form.
06
Provide information about your insurance policy: Include your policy number, the name of your insurance company, and any other relevant details that will help facilitate the claims process.

Who needs theft and property damage?

01
Homeowners: If you own a home, having theft and property damage coverage is crucial to protect your house and belongings from unexpected incidents.
02
Renters: Even if you don't own the property you live in, it's important to have theft and property damage coverage as a renter to protect your personal belongings.
03
Business owners: Protecting your business assets and property is essential, regardless of the size or type of business you own.
04
Vehicle owners: Theft and property damage coverage for vehicles is common among auto insurance policies, safeguarding against theft or damage to your car.
05
Landlords: Having theft and property damage coverage is important for landlords to protect their rental properties and any furnishings or appliances provided to tenants.
Overall, anyone who wants to safeguard their personal property or assets from theft or damage should consider obtaining theft and property damage coverage.
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Theft and property damage refers to the act of taking someone's property without permission or causing harm to someone's property.
Anyone who has experienced theft or property damage is required to file a report with the appropriate authorities.
To fill out a theft and property damage report, you will need to provide details of the incident such as the date, time, location, and any supporting evidence.
The purpose of filing a theft and property damage report is to document the incident for insurance claims and legal purposes.
The report should include details of the stolen or damaged property, estimated value, and any identifying information.
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