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... appearing on your CBCInnovis Credit Report; Guide and answer questions regarding your CBCInnovis Credit Report. Download Consumer Request Form...

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Instructions and Help about contact - cbcinnovis proven

Good morning everyone and welcome to thecredit report webinar I hope that youcan hear us all right here my name isOlga Thea and I will be facilitatingtoday's webinar we also have listsshredder with us and she will take usthrough the credit reporting process soLiz thank you for being here goodmorning everyone this is Liz I just toquickly introduce myself I have beenwith checkpoint for about four and ahalf years now working in differentlevels of operations and compliance sothroughout the years of I have comeacross a lot of I would say randomquestions regarding the credit reportand that's how this idea came about wedecided that why not create a venue toanswer some of these questions andespecially the more common ones so thepurpose of today's webinar is to giveyou a more well-rounded view of thecredit report that will help you makethe best decisions in your job settingand for the overall health of yourbusiness so before we start thepresentation a couple of points thiswill this presentation will not have anopen mic however we do encouragequestions and you should have a questionbox where you could type your questionand submit and we will allow some timeat the end where we could address allthe questions that we receive if by anychance we run out of time and yourcaution was not answered make sure toreach out to us of the phone or viaemail and we'll also try to address thatpossibly through some other venue sogoing forward some of the things that weare going to cover today is what is in acredit report and some of the creditscore points and there are differentmodels we're not going to cover them alltoday we'll focus mostly on a FICO scorealso the credit report discrepancies andhow mistakes get on the crowdreport and how it can be fixed nowadaysthere's more tools available throughdifferent laws and regulations that makeit easier how you can actually fixcertain things that are not correct onthe credit report also Liz will covercurrent checkpoint credit reportfeatures some of the other things thatyou know tools that we have for you touse and questions and answers so quickoverview of what a credit report tellsus types of credit used length of timeaccounts have been open whether billshave been paid on time or not how muchcredit has been used how much isavailable whether an individual isseeking new credit sources basically abroader view of credit history andfinancial behavior and financialcapacity of an individual and if youlook at the primary data types eventhough all you know each creditreporting agency formats their reportsin a different way you know they compileit differently all credit reportingcontains basically the same categoriesof information and that would beidentifying information such as a nameaddress date of birth to security numberalso trade line information which isprobably the bulk of a credit report andthese are the credit accounts thatlenders report on each account that isestablished in Greece is anothercategory and we will cover in a littlebit...

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