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Instructions for Completing the BBT Corporation 401(k) Savings Plan Surviving Spouse Beneficiary Distribution Form IMPORTANT: Please read the Special Tax Notices included in this distribution package

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1. Start by reading through the form instructions carefully. Make sure you understand the purpose of the form and the specific information it requires.
2. Next, gather all the necessary documents and information that will be needed to complete the form. This may include personal identification documents, financial records, or any other relevant paperwork.
3. Begin filling out the form using black or blue ink, as requested. Pay close attention to any specific formatting instructions, such as using capital letters or providing dates in a certain order.
4. Follow the form's sections and instructions sequentially. Start with the basic information section, such as your name, address, and contact details. Then, move on to the specific sections where you need to provide detailed information or answer questions.
5. Take your time and double-check the accuracy of your answers. Ensure that all the information you provide is correct and up-to-date. Be mindful of any specific requirements, such as providing supporting documentation or signatures.
6. If you encounter any sections or questions that you are unsure about, seek clarification. Contact the appropriate authority or consult the form instructions for additional guidance.
7. Once you have completed the form, review it one final time to ensure you have not missed anything. Check for any errors or missing information that needs to be filled in.
8. If required, sign and date the form as instructed. Pay attention to any witnesses or notary requirements that may be necessary.
9. Make a copy of the completed form for your records before submitting it. Keep all the necessary documents and any supporting evidence together, if applicable.

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1. Individuals who are filling out a form for the first time and are unfamiliar with the process.
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