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Get CreditSmart Lessons to Help You Understand Build and Maintain Better Credit 8200 Jones Branch Drive McLean Virginia 22102 68846EnglishCover 1 www. FreddieMac*com/CreditSmartEspanol 12/16/04 5 28 47 PM 12/17/04 9 02 AM Page i About Freddie Mac Freddie Mac is a stockholder-owned corporation established by Congress in 1970 to create a continuous ow of funds to mortgage lenders in support of homeownership and rental housing* Freddie Mac purchases mortgages from lenders and packages them...
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How to fill out Get CreditSmart!

01
Visit the Get CreditSmart website.
02
Create an account by providing your email and setting a password.
03
Log in to your account.
04
Select the option to fill out the application.
05
Provide your personal information such as name, address, and social security number.
06
Enter your financial details, including income and expenses.
07
Review your application for accuracy.
08
Submit your application for processing.

Who needs Get CreditSmart!?

01
Individuals looking to improve their credit score.
02
First-time homebuyers needing credit education.
03
Anyone seeking financial literacy resources.
04
People applying for loans or credit cards.
05
Students preparing for financial independence.
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CreditSmart® Homebuyer U is a free, education course within the Freddie Mac CreditSmart® suite of educational resources designed to: Present key learning principles for homebuyer preparedness.
You take one class for the year and it counts as one credit respectively. For English, reading and writing are required. To earn one English credit students need to complete both composition and literary analysis.
CreditSmart is a suite of free, comprehensive financial and homeownership education resources for the general public (consumers) and practitioners who wish to coach consumers.
CreditSmart® Homebuyer U is a free, education course within the Freddie Mac CreditSmart® suite of educational resources designed to: Present key learning principles for homebuyer preparedness.
Each certificate includes a date of completion, but there is no expiration date. Lenders may have specific policies regarding how long certificates are valid after the date of completion. Check with your lender or program administrator to confirm your lender's policy.
Each certificate includes a date of completion, but there is no expiration date. Lenders may have specific policies regarding how long certificates are valid after the date of completion. Check with your lender or program administrator to confirm your lender's policy.
CreditSmart Homebuyer U is a comprehensive education course to help you prepare for homeownership, whether you're ready to buy or still exploring your options. The course offers six modules focused on money management, credit, getting a mortgage, the homebuying process and preserving homeownership.

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Get CreditSmart! is an educational initiative designed to improve financial literacy, particularly in understanding credit, loans, and financial management.
Individuals seeking to improve their credit understanding and financial literacy may engage with Get CreditSmart!, typically targeted at consumers and organizations promoting financial education.
To fill out Get CreditSmart!, individuals should follow the guidelines provided in the program, which may include submitting personal financial information and completing educational modules related to credit.
The purpose of Get CreditSmart! is to empower individuals with knowledge about credit, helping them make informed financial decisions and manage their credit effectively.
Information that must be reported on Get CreditSmart! may include personal identification details, credit history, income, and any relevant financial behavior assessments.
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