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Effective 11/18/2016HARP Program Matrix DU Ref Plus & LP Relief Ref Open Access OccupancyUnitPrimary14Second HomeFICODetermined by DU No Minimum1 UnitNonOwner OccupiedDTI14 Undetermined by DU Determined
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How to fill out HARP program matrix?

01
Begin by gathering all the necessary documents such as financial statements, proof of income, and mortgage details.
02
Carefully review the HARP program eligibility requirements to ensure you meet all the criteria.
03
Complete the personal information section of the matrix, providing accurate details such as name, address, and contact information.
04
Proceed to fill in the financial information section, including details about your current mortgage, loan balance, and interest rate.
05
Provide accurate information about your income, including employment details and other sources of income.
06
Fill out the expenses section, including monthly bills and debts, to accurately assess your financial situation.
07
Once all the sections are complete, review the matrix to ensure all information is accurate and relevant.
08
Sign and date the matrix, confirming that the information provided is true and accurate to the best of your knowledge.

Who needs the HARP program matrix?

01
Homeowners who are struggling to make their mortgage payments and are looking for a potential solution to refinance their loans.
02
Individuals who have mortgages owned or guaranteed by Fannie Mae or Freddie Mac, and are eligible for the Home Affordable Refinance Program (HARP).
03
Those who wish to apply for HARP and need to accurately assess their financial situation to determine their eligibility and potential benefits from the program.
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