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CONTINUING CARE RETIREMENT COMMUNITIES 2016 REFERENCE GUIDE from YOUR North Carolina Department of Insurance North Carolina DEPARTMENT OF INCUR ONCE WAYNE GOODWIN, COMMISSIONER A MESSAGE FROM YOUR
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How to fill out continuing care retirement communities:

01
Research different continuing care retirement communities in your desired location. Look for communities that offer the level of care and amenities that meet your needs.
02
Schedule visits to the communities you are interested in. Take the time to tour the facilities, meet the staff, and talk to some of the residents. Pay attention to the cleanliness, the friendliness of the staff, and the overall atmosphere of the community.
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Review the contracts and agreements carefully. Understand the financial commitments, including entrance fees, monthly fees, and any potential additional costs. Consider consulting with a financial advisor or an attorney before making a decision.
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Assess your needs and preferences in terms of healthcare services. Determine if the continuing care retirement community provides the level of care that matches your current and potential future health needs.
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Consider the amenities and activities offered by the community. Assess if they align with your interests and preferences. Look for opportunities for socializing, fitness and wellness programs, as well as any specific recreational activities you enjoy.
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Talk to current residents and ask about their experience living in the community. They can provide valuable insights into the quality of care, the sense of community, and overall satisfaction.
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Once you have gathered all the necessary information and have compared several options, make a decision based on your needs, preferences, and financial capabilities.

Who needs continuing care retirement communities?

01
Retirees who want to maintain an independent lifestyle while having the peace of mind that they will have access to different levels of care as they age.
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Individuals who value the convenience of having various healthcare services and amenities located in one community.
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Older adults who want to downsize from their current homes and move into a community where maintenance and chores are taken care of.
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Those who desire an active and engaging social environment, with opportunities for socializing and participating in various activities.
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Individuals who are concerned about potential health issues in the future and want to ensure they have access to healthcare services without having to move from one location to another.
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Adult children who want their aging parents to have a safe and supportive environment with access to appropriate care when needed.
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Retirees who want to have a sense of community and companionship, and to form friendships with like-minded individuals.
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Continuing care retirement communities are residential facilities that offer a range of housing options and services to older adults.
Operators of continuing care retirement communities are required to file the necessary documentation.
Operators must provide detailed information about the facility, services offered, financial stability, and resident agreements.
The purpose is to provide a comprehensive living environment for older adults that includes housing, healthcare, and social activities.
Operators must report financial information, service offerings, resident demographics, and regulatory compliance.
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