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Chapter 13 of the bankruptcy code allows individuals with a regular income to create a plan to repay all or part of their debts.
Individuals who have a regular income and debts below a certain threshold may be eligible to file for Chapter 13 bankruptcy.
To file for Chapter 13 bankruptcy, individuals must complete and submit a petition, repayment plan, schedules of assets and liabilities, and a statement of financial affairs to the court.
The purpose of Chapter 13 bankruptcy is to provide individuals with a structured way to repay their debts over a period of time, typically three to five years.
Individuals filing for Chapter 13 bankruptcy must report their income, expenses, assets, liabilities, and a detailed plan for repaying their debts.
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