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18009274357 www.insurance.ca.govDONT GET BURNED After a Disaster Dave Jones, Insurance Commissioner California Department of Insurance Dave Jones Insurance CommissionerDear California Consumer: The

How to fill out after a disaster

How to fill out after a disaster:

1. Stay calm and prioritize safety: In the aftermath of a disaster, it's crucial to prioritize your safety and the safety of those around you. Follow any evacuation or safety protocols and ensure everyone is accounted for.
2. Assess the damages: Take time to assess the damages caused by the disaster. This may involve inspecting your property, checking for structural damage, and assessing any immediate dangers. If necessary, seek professional assistance for accurate evaluations.
3. Document the damages: It is important to document the damages as thoroughly as possible. Take photographs or videos of the affected areas, as well as any personal belongings that have been damaged. This documentation will be essential for insurance claims or seeking assistance during recovery.
4. Contact emergency services and relevant authorities: If there are any critical or life-threatening situations, contact emergency services immediately. Additionally, inform relevant authorities about the disaster, such as local disaster management agencies or your insurance company.
5. Seek temporary shelter and basic necessities: If your home or property is no longer inhabitable, seek temporary shelter. Contact local emergency shelters, stay with family or friends, or consider reaching out to organizations providing disaster relief assistance. Ensure you have access to basic necessities such as food, water, clothing, and any required medications.
6. Communicate with loved ones: Inform your loved ones about your safety and whereabouts. This can be done through phone calls, text messages, or utilizing social media platforms, if available. Letting others know you are safe can alleviate their concerns and facilitate communication during the recovery process.
7. Contact your insurance company: Notify your insurance provider about the disaster and initiate the claims process. Provide all necessary documentation, including the details of the damages and any photographic evidence. Follow up regularly with your insurance company to ensure a prompt response and facilitate the recovery process.
8. Seek professional assistance for repairs and recovery: Depending on the severity of the damages, it may be necessary to hire professionals for repairs and recovery. Engage licensed contractors and restoration specialists who can address structural issues, water damage, electrical problems, or any other specific needs. Be cautious of scams or unscrupulous contractors and do thorough research before hiring anyone.
9. Consider counseling and support services: Recovering from a disaster can be an emotional and psychological challenge. Seek counseling and support services if needed, as they can help you cope with trauma, loss, and emotions that may arise during the recovery process.

Who needs after a disaster:

1. Individuals and families directly affected by the disaster: Those who have experienced losses or damages to their property, belongings, or livelihoods are generally in need of assistance after a disaster.
2. Vulnerable populations: Certain groups such as elderly individuals, children, individuals with disabilities, or those with limited resources may require additional support and assistance in the aftermath of a disaster.
3. Communities and local authorities: The entire community, including local authorities, may need assistance after a disaster to help in recovery efforts, provide essential services, and ensure the safety of all community members.

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