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Risk and health cover. Application form. October 2016 Protecting the NZ way of life fidelity life.co.NZ 0800 88 22 88 new business fidelity life.co.NZ Please read these instructions before completing
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How to fill out risk and health cover

01
Start by gathering all the necessary information such as personal details, medical history, and current health status.
02
Identify the type of risk and health cover you need, such as life insurance, medical insurance, disability insurance, etc.
03
Research different insurance providers and their policies to find the one that suits your needs and budget.
04
Fill out the application form provided by the insurance company, providing accurate and complete information.
05
Specify the coverage amount and any additional riders or benefits you want to add to your policy.
06
Review the filled out form for any errors or missing information before submitting it.
07
Attach any supporting documents required by the insurance provider, such as medical reports or income proof.
08
Pay the required premium amount either by cheque, online transfer, or any other payment method accepted by the insurer.
09
Wait for the insurance company to review your application and provide a decision.
10
Once your application is approved, carefully read and understand the terms and conditions of your policy.
11
Make sure to keep a copy of your filled out application form and policy documents for future reference.
12
Review your risk and health cover periodically to ensure it still meets your requirements and make any necessary updates or changes.

Who needs risk and health cover?

01
Anyone who wants financial protection against unforeseen medical expenses or risks to their health.
02
Individuals who have dependents relying on their income and need to secure their family's financial future.
03
Self-employed individuals or freelancers who do not have access to employer-provided health or risk coverage.
04
Those who participate in high-risk activities or have jobs that expose them to potential hazards.
05
Individuals with pre-existing medical conditions who want to ensure they can access affordable healthcare services.
06
Families with children or elderly members who require regular medical attention or care.
07
Anyone who wants peace of mind and protection against unexpected situations that could lead to financial hardship.
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Risk and health cover refers to insurance policies that provide financial protection against the risk of medical expenses and loss of income due to illness or injury.
Individuals and businesses are required to file risk and health cover if they want to protect themselves or their employees against medical expenses and loss of income.
To fill out risk and health cover, individuals must provide information about their medical history, current health status, and any pre-existing conditions. Businesses must provide information about their employees and the coverage options they are offering.
The purpose of risk and health cover is to provide financial protection and peace of mind in case of unexpected medical expenses or loss of income due to illness or injury.
The information that must be reported on risk and health cover includes personal or employee information, medical history, coverage options, and any other relevant details.
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