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1 OCC481033P 30% FRB621001P 30% FDIC671401P 30% OTS672001P 10% DEPARTMENT OF THE TREASURY Office of the Comptroller of the Currency Docket No. 0425 FEDERAL RESERVE SYSTEM Docket No. OP1218 FEDERAL
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Who needs shared national credit data?
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Financial institutions, such as banks, credit unions, and lending institutions, need shared national credit data to assess the creditworthiness of borrowers.
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Regulatory agencies and government entities use shared national credit data to monitor the health and stability of the credit market.
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What is shared national credit data?
Shared national credit data is a program where a group of large U.S. banks and regulatory agencies work together to evaluate and report on large credits shared by multiple financial institutions.
Who is required to file shared national credit data?
Large U.S. banks and financial institutions are required to file shared national credit data.
How to fill out shared national credit data?
Shared national credit data can be filled out through the Shared National Credits Program website by submitting the required information and documentation.
What is the purpose of shared national credit data?
The purpose of shared national credit data is to provide a comprehensive view of credit risk in the banking system and help regulators and financial institutions make informed decisions.
What information must be reported on shared national credit data?
Shared national credit data must include information on large credits shared by multiple financial institutions, including borrower details, credit terms, and risk ratings.
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