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GENERAL LIABILITY AND AUTO LIABILITY COVERAGE General Liability and Auto Liability extends coverage to all third parties suffering bodily injury or property damage caused by the member agency. This
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Who needs general liability and auto?

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Business owners: General liability insurance is essential for any business owner to protect against third-party claims of bodily injury, property damage, or personal/advertising injury.
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Vehicle owners: Auto insurance is necessary for individuals or businesses owning and using vehicles to protect against potential accidents, damages, or legal liabilities on the road.
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Contractors and subcontractors: General liability and auto insurance is often required for contractors and subcontractors to bid on projects or comply with specific contracts.
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Professionals providing services: Professionals, such as doctors, lawyers, consultants, etc., may also require general liability and auto insurance to protect against professional errors, negligence, or accidents.
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Individuals renting vehicles: Renting a vehicle often requires auto insurance to cover damages or accidents while using the rented vehicle.
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Event organizers: Those organizing events, conferences, or gatherings may need general liability insurance to protect against potential accidents, property damage, or injuries to attendees.
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Property owners: General liability insurance is beneficial for property owners to safeguard against potential accidents or injuries occurring on their premises.
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Any individual or business concerned about potential legal claims or financial losses related to general liabilities or auto incidents should consider getting the appropriate insurance coverage.
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General liability and auto refers to insurance policies that provide coverage for bodily injury, property damage, and other liabilities that may arise from operating a business or driving a vehicle.
Business owners and drivers who want to protect themselves and their assets from potential claims and lawsuits are required to file for general liability and auto insurance.
To fill out general liability and auto insurance, you need to provide information about your business or vehicle, the coverage limits you want, and any additional riders or endorsements you may need.
The purpose of general liability and auto insurance is to protect business owners and drivers from financial losses due to accidents, injuries, or property damage that may occur during their operations.
The information that must be reported on general liability and auto insurance includes the business or driver's name, address, type of operations, vehicle information, coverage limits, and any previous claims history.
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