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IC Federal Credit Union 300 Semis Road Fitchburg, MA 01420 (978) 3433725 TRUTH IN SAVINGS DISCLOSURE Terms following an l apply only if checked. Acct: Intelligent Checking Acct #: Date: 10/01/16 Dividends
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Read and understand the truth in savings disclosure form.
02
Gather all the required information and supporting documents.
03
Fill out the personal information section accurately.
04
Provide details about the account type and terms.
05
Indicate the initial deposit amount and any subsequent deposit requirements.
06
Specify the interest rate or APY (Annual Percentage Yield) offered.
07
Disclose any fees or charges associated with the account.
08
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Who needs truth in savings disclosure?

01
Individuals who are interested in opening a savings account at a financial institution.
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People who want to have a clear understanding of the terms and conditions of their savings account.
03
Customers who are looking to compare different savings account options and choose the most suitable one.
04
Individuals who want to keep track of their savings and ensure their money is earning interest.
05
Anyone who wants to comply with regulatory requirements and ensure transparency in their banking transactions.
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The Truth in Savings disclosure is a document that provides consumers with important information about the terms and conditions of a deposit account.
Financial institutions are required to provide Truth in Savings disclosures to consumers when opening a new deposit account.
The Truth in Savings disclosure can be filled out by including information such as the account type, interest rate, fees, and terms and conditions of the deposit account.
The purpose of the Truth in Savings disclosure is to ensure that consumers have a clear understanding of the terms and conditions of their deposit account, including any fees or penalties that may apply.
The Truth in Savings disclosure must include information about the account type, interest rate, fees, and terms and conditions of the deposit account.
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