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How to fill out a wind mitigation inspection

How to fill out a wind mitigation inspection:

1. Start by obtaining the necessary wind mitigation inspection form from your insurance company or local government agency.
2. Carefully review the instructions and requirements listed on the form to ensure you understand what information needs to be provided.
3. Begin by filling out the general information section, which typically includes your name, address, policy number, and contact details.
4. Move on to the roof covering section where you will need to indicate the type of roof covering (shingles, tiles, metal, etc.) and the year it was installed.
5. Provide details about the roof shape, including if it has any hip, gable, or flat roof areas.
6. Next, assess the roof geometry, which involves measuring the roof's dimensions, such as the length, width, and pitch.
7. Proceed to the roof deck attachment section, where you will describe how the roof deck is attached to the structure (such as nailed, stapled, or bolted).
8. Provide information on the roof-to-wall attachment, including the type of connectors used (straps, clips, or single wraps) and their quantity.
9. If applicable, complete the secondary water resistance section, documenting whether the roof has a secondary water barrier and its type (peel-and-stick underlayment, self-adhered membrane, etc.).
10. Fill out the opening protection section, indicating the types of opening protections present (hurricane shutters, impact-resistant windows/doors, etc.).
11. Finally, sign and date the form to certify the accuracy of the information provided.

Who needs a wind mitigation inspection:

1. Homeowners: Homeowners planning to purchase or renew homeowner's insurance policies in areas prone to high winds or hurricanes may be required by their insurance company to undergo a wind mitigation inspection.
2. Real estate buyers/sellers: Wind mitigation inspections are often recommended or requested during real estate transactions to assess the wind-resistance features of a property and potentially negotiate insurance rates.
3. Building owners: Owners of commercial buildings or other types of structures may also benefit from wind mitigation inspections to ensure the safety and durability of their properties during severe weather events.
4. Insurance companies: Insurance companies may initiate wind mitigation inspections to accurately assess the risk level and set appropriate premium rates for properties they insure.

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What is a wind mitigation inspection?

A wind mitigation inspection is an assessment of a property's ability to withstand wind damage.

Who is required to file a wind mitigation inspection?

Property owners in high-risk hurricane areas may be required to file a wind mitigation inspection.

How to fill out a wind mitigation inspection?

A qualified inspector must assess the property and complete the necessary forms detailing the construction features that provide wind resistance.

What is the purpose of a wind mitigation inspection?

The purpose of a wind mitigation inspection is to determine the level of risk a property carries for wind damage and to potentially lower insurance premiums for mitigation measures in place.

What information must be reported on a wind mitigation inspection?

The inspection report must detail the property's roof shape, construction materials, age, opening protection, and reinforcement of key structural elements.