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HANFORD EMPLOYEE WELFARE TRUST SHORT AND LONG TERM DISABILITY PLAN AND DISABILITY EQUALIZER BENEFIT PLAN SUMMARY PLAN DESCRIPTION Amended and Restated January 1, 2014, DWT 23115178v7 0044118000029
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How to fill out bshortb-btermb and long-bterm disabilityb

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How to fill out short-term and long-term disability?

01
Start by gathering all the necessary information and documents needed to complete the disability application. This may include medical records, employment history, and any supporting documentation related to your disability.
02
Read through the application carefully, ensuring you understand each section and what information is required. Take note of any specific instructions or additional forms that need to be included.
03
Begin filling out the application, starting with your personal information such as name, address, and contact details. Provide accurate and up-to-date information to avoid any delays or complications in processing your application.
04
Moving on, provide details about your employment history, including dates of employment, job titles, and a brief description of your responsibilities. It may be helpful to have your resumes or work history documents handy for reference.
05
Proceed to the section where you need to describe your disability. Be concise and provide specific details about your condition, including when it started, how it affects your ability to work, and any medical treatments or therapies you have undergone. It is crucial to be as thorough and accurate as possible to support your claim.
06
If required, attach any supporting documents or medical records that demonstrate the severity of your disability or provide additional context for your application. Make sure to include any relevant test results, doctor's notes, or treatment plans to strengthen your case.
07
Review the completed application thoroughly for any errors or missing information. It's always a good idea to have a trusted friend or family member look over it as well to catch any mistakes you might have missed.
08
Once satisfied with the application, sign and date it as required. Follow any specific instructions for submission, whether it be mailing the application to a specific address or submitting it online through a designated portal.

Who needs short-term and long-term disability?

01
Individuals who have experienced an illness or injury that prevents them from working temporarily may require short-term disability. This could include a major surgery, accident recovery, or a serious medical condition that requires a temporary work hiatus.
02
Employees who are unable to work for an extended period due to a severe or long-lasting disability may need long-term disability. This type of disability is typically applicable when a person's ability to perform essential job functions is substantially impaired for an extended duration.
03
Self-employed individuals can also benefit from short-term and long-term disability insurance as a way to protect their income and livelihood in the event of a disability preventing them from working. This helps provide financial support during the recovery or adjustment period.
In summary, filling out short-term and long-term disability applications requires gathering necessary information, accurately completing the forms, and providing supporting documentation. These types of disability insurance are intended for individuals who are unable to work temporarily or for an extended period due to a disability.
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Short-term and long-term disability are types of insurance that provide income replacement for individuals who are unable to work due to a disability.
Employees or individuals who have purchased short-term and long-term disability insurance are required to file for benefits when they are unable to work due to a disability.
To file for short-term and long-term disability benefits, individuals typically need to submit a claim form along with supporting medical documentation from their healthcare provider.
The purpose of short-term and long-term disability insurance is to provide financial protection for individuals who are unable to work due to a disability and need income replacement.
Individuals typically need to report information such as their medical condition, treatment received, healthcare provider information, and how their disability impacts their ability to work.
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