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Death and disability income benefits product disclosure statement Date Issued: June 2012 This Product Disclosure Statement contains general information only. We have not taken your investment objectives,

How to fill out death and disability income

How to fill out death and disability income

1. Gather all necessary documents such as birth certificates, proof of identification, and medical records.
2. Research different insurance providers and policies that offer death and disability income coverage.
3. Compare the benefits, premiums, and terms of each policy to find the one that best suits your needs.
4. Contact the chosen insurance provider to initiate the application process.
5. Fill out the application form accurately and thoroughly, providing all requested information.
6. Attach any required documents, such as medical records or proof of income.
7. Review the completed application carefully to ensure all information is correct.
8. Submit the filled-out application and required documents to the insurance provider either online, by mail, or in person.
9. Wait for the insurance provider to review and process your application.
10. If approved, carefully review the policy terms and conditions before signing the contract.
11. Pay the initial premium as per the policy requirements to activate the death and disability income coverage.
12. Keep a copy of all application materials, policy documents, and receipts for future reference.

Who needs death and disability income?

1. Individuals who have dependents relying on their income should consider death and disability income coverage. This ensures financial protection and support for the dependents in case of unexpected demise or disability of the insured.
2. Sole breadwinners or primary income earners in a family should strongly consider this coverage to provide for their loved ones in the event of any unfortunate circumstances.
3. People who work in high-risk professions or engage in hazardous activities may also benefit from death and disability income coverage to mitigate the financial impact of potential accidents or disabilities.
4. Entrepreneurs or self-employed individuals who do not have access to employee benefits or group insurance should also consider this coverage to safeguard their income and provide security for their families.
5. In general, anyone who wants to ensure financial stability and protect against potential loss of income due to death or disability should explore death and disability income coverage options.

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