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How to Draft an Answer to a Debt Collection Lawsuit in 3 Steps By John Skiba Esq. www. consumerwarrior. Below is an example of what is known as the caption of the Answer This caption is an example from a local court here in Arizona. However the caption for most courts look similar. One final note it is important to assert an affirmative defense even if you aren t 100 sure it will be applicable because in some instances if you don t assert the affirmative defense in your Answer you will have...
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