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Page 1 of 17 ABOUT EQUIFAX empowers businesses and consumers with information they can trust. A global leader in information solutions, we leverage one of the largest sources of consumer and commercial
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Equifax is a credit reporting agency that collects and maintains information on individuals' credit history.
Individuals who have credit accounts or loans are required to have information reported to Equifax by their creditors.
Information is typically submitted electronically by creditors to Equifax.
The purpose of Equifax is to provide lenders and other entities with information to help them make decisions on granting credit and loans.
Information such as payment history, outstanding balances, and credit inquiries must be reported on Equifax.
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