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H. Advisor s Disclosure Statement. Participant acknowledges that Advisor has furnished to Participant prior to Participant s execution of this Agreement a copy of Part 2A brochure - of Advisor s Form ADV as filed with the SEC and a copy of Advisor s Form ADV Part 2B brochure supplement. The CDs will not be collateralized. CDs purchased by Participant hereunder are generally not negotiable and not liquid. Substantial penalties may apply if Participant wishes to make an early withdrawal. K....

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