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If you designate contingent before the insured will be divided proportionately among the surviving beneficiaries in the respective category primary or contingent. Proceeds are paid to contingent beneficiaries only when there are no surviving primary beneficiaries. Minors - While you may designate minors as beneficiaries please note that claim payments may be delayed due to special issues raised by these designations. If you wish to designate a testamentary trust as beneficiary i.e. one...
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