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A Penalty APR and When It Applies 19. 99 This APR will vary with the market based on the Prime Rate. If you check the box to receive a Visa Card you understand and agree that the benefits for a Visa Card are different than for a MasterCard Card. As of March 24 2017 the Index was 4. 00. a We add 11. 99 to the Prime Rate to determine the APR for Purchases Balance Transfers and Cash Advances. How We Will Calculate Your Balance We use a method called average daily balance including new purchases....
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