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While it may not sound like fun or may seem too restrictive it will become our road map to accomplishing our goals. However if your bill changes monthly based on texting charges data usage and minutes used then it would be a variable expense. STUDENT GUIDE 2008. OSDE Revised 2016 Financial goal Desired results from one s efforts to achieve personal economic satisfaction. Fixed expenses Expenditures that are the same from week to week or month to month such as mortgage or rent payments and car...

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