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For further information visit www. colorado. state. co. us or coloradolegalservices. org. Sponsored by the Colorado Bar Association JOINT TENANCY What is Joint Tenancy personal property by two or more individuals. Disadvantages Property owned in joint tenancy is subject to the liabilities and creditors of all of the joint tenants. Estate and gift taxes are being evaluated for changes effective Jan. 1 2013. Estate tax Owning property in joint tenancy does not avoid estate taxes but simply...

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