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If you purchase an insurance product or an annuity 1 The insurance product or annuity is not a deposit or other obligation of or guaranteed by this institution or our affiliate s 2 With exception of Federal Flood I nsurance or Federal Crop Insurance the insurance product or annuity is not insured by the Federal Deposit Insurance Corporation or any other agency of the United States this institution or our aff iliate s and 3 In the case of an insurance product or annuity that involves an...

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