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Do I Need a Trust First National Bank Spring 2017 Rebecca A. Reisinger Newbrough Law Firm 612 Kellogg Ave. Ames IA 50010 515 232-1761 Reisinger newbroughlaw. com Our Roadmap I. Revocable Living Trust vs. Last Will and Testament. Trust During Life of Settlor The Trust is the legal titleholder but the Settlor s Social Security Number is the Tax ID Number or EIN for the trust. The Settlor is generally the initial trustee. However Settlor s spouse adult child or a bank may also serve as the...
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