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And civil penalties. Virginia Any person who with the intent to defraud insurer submits an application or files a claim containing a false or deceptive statement may have violated state law. Defrauding the insurer or any other person. Penalties Rhode Island Any person who knowingly presents a false or fraudulent claim for payment of a loss or insurer may deny insurance benefits if false information benefit or knowingly presents false information on an materially related to a claim was...

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