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You may wish to use SmartExchange. See http //www. treasurydirect. gov/indiv/research/articles/resinvestarticlessmartexchange0806. Both registrants are considered to be coowners when bonds are registered in the form A or B. The principal coowner is the coowner who 1 purchased the bonds with his or her own funds or 2 received them as a gift inheritance or legacy or as a result of judicial proceedings and had them reissued in coownership form provided he or she has received no contribution in...
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