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I/we understand the advantages and disadvantages of a HECM and each type of payment plan as well as the costs of a HECM and when the HECM will become due and payable. 7. The Home Equity Conversion Mortgage will be due and payable when no remaining borrower lives in the mortgaged property or when any other covenants of the mortgage have been violated. Borrowers are those parties who have signed the Note and Mortgage or Deed of Trust. The HECM counselor must adhere to all of FHA s guidelines...

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