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Lending money is all about risk he says and the more accurately that lenders can project risk for borrowers the more personalized pricing they can give to each borrower. Lenders can research liens and judgments other ways To mitigate lending risk lenders may charge borrowers more and can even go to the courthouse to check public records Massi says. Mistakes happen all the time such as when a civil judgment over unpaid debt against John Stevens Smith is incorrectly listed on a credit report...
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