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15 Uniformed Services Employment and Re-Employment Rights Act of 1994 USERRA. 15 Claim Determination Procedures under ERISA. CIGNA HEALTH AND LIFE INSURANCE COMPANY CIGNA PROVIDES CLAIM ADMINISTRATION SERVICES TO THE PLAN BUT CIGNA DOES NOT INSURE THE BENEFITS DESCRIBED. The Plan Administrator also delegates to Cigna the required by ERISA of each claim denial which has been appealed by the claimant or his duly authorized representative. Cigna and your benefit plan will abide by the decision...

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