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4-7 FANNIE MAE/FREDDIE MAC FORMS In preparing its forms requirements FHA has made heavy use of the approved Fannie Mae/Freddie Mac mortgage forms. The FHA issues an electronic Mortgage Insurance Certificate MIC that the lender downloads from the FHA Connection FHAC. 4-1 4-3 FORMAT. 4-2 4-4 STATE LAWS.. 4-2 4-5 HOCS HAVE AUTHORITY. 4-2 4-7 FANNIE MAE/FREDDIE MAC FORMS. XIII-1 APPENDIX XIV NON-OWNER OCCUPANCY RIDER. 1 WATER PURIFICATION EQUIPMENT RIDER. 1 APPENDIX XVI COOPERATIVE RIDER. Copies...

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