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Sub-Area un-incorporated areas only North County Salinas Area Peninsula Marina/Seaside/Ft. Ord Maximum Purchase Price 379 000 FTHB Loan 75 800 Eligible Properties All Eligible Properties must be located in the unincorporated areas of Monterey County. 2. Asian. A person having origins in any of the original peoples of the Far East Southeast Asia or the Indian subcontinent including for example Cambodia China India Japan Korea Malaysia Pakistan the Philippine Islands Thailand and Vietnam...
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How to fill out first time home buyer
How to fill out first time home buyer
01
Gather the necessary documents such as identification, proof of income, and bank statements.
02
Research and compare different mortgage lenders to find the best options for first-time home buyers.
03
Determine your budget and how much you can afford to borrow for a home.
04
Find a trusted real estate agent who specializes in working with first-time home buyers.
05
Start house hunting and visit multiple properties to get a sense of what you're looking for.
06
Once you've found the right home, make an offer with the help of your real estate agent.
07
Negotiate the terms of the offer, including price, contingencies, and closing date.
08
If your offer is accepted, hire a professional home inspector to thoroughly assess the property.
09
Secure financing by completing the mortgage application process with your chosen lender.
10
Review all the closing documents carefully and attend the closing meeting to finalize the purchase.
11
Complete any remaining paperwork and fulfill any additional requirements from your lender.
12
Congratulations, you are now a first-time home buyer!
Who needs first time home buyer?
01
First-time home buyers who have never owned a property before.
02
Individuals or families looking to invest in their own home instead of renting.
03
People who want to take advantage of low interest rates and homeownership benefits.
04
Those who are financially stable and have saved enough for a down payment.
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Anyone who is ready to settle down and establish roots in a particular area.
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People seeking long-term stability and the opportunity to build equity in a property.
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