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Fannie Mae Desktop Underwriter Specification Implementation Guide Document Version 1.0 Version Date: August 29, 2017 2017 Fannie Mae. Trademarks of the respective owners. MIMO is a registered trademark

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Start filling out the form by entering the required details in each section.

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Provide accurate and complete information, including borrower details, loan information, employment history, income and assets, and any other relevant data.

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Who needs desktop underwriter specification?

01

Mortgage lenders

02

Underwriters

03

Loan originators

04

Borrowers applying for a mortgage or loan

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What is desktop underwriter specification?

Desktop underwriter specification is a set of guidelines and requirements that must be met when submitting a mortgage loan application for approval.

Who is required to file desktop underwriter specification?

Lenders and mortgage brokers are required to fill out and file desktop underwriter specification when submitting a loan application for approval.

How to fill out desktop underwriter specification?

Desktop underwriter specification can be filled out electronically through the designated software provided by Fannie Mae.

What is the purpose of desktop underwriter specification?

The purpose of desktop underwriter specification is to ensure that loan applications meet the necessary criteria for approval, including creditworthiness and risk assessment.

What information must be reported on desktop underwriter specification?

Desktop underwriter specification requires information such as borrower's credit history, income, assets, and liabilities to be reported.

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