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Woodbury Financial Services, Inc. (An indirectly wholly-owned subsidiary of American International Group, Inc.) Financial Statements and Supplementary Information December 31, 2012, UNITED STATES

How to fill out financial statements - woodbury

How to Fill out Financial Statements - Woodbury:

1. Gather all necessary financial documents, including bank statements, income statements, balance sheets, and any other relevant records.
2. Organize the information in a systematic manner, ensuring that all data is accurate and up to date.
3. Start with the income statement, also known as the profit and loss statement, which outlines the revenue and expenses of the business.
4. Include all sources of revenue, such as sales, investments, or other income streams.
5. List all expenses, categorizing them into different categories like salaries, rent, utilities, marketing, etc.
6. Calculate the net income or loss by deducting expenses from revenue.
7. Move on to the balance sheet, which provides an overview of the company's assets, liabilities, and equity.
8. List all assets, including cash, accounts receivable, inventory, property, and equipment.
9. Include all liabilities, such as loans, accounts payable, or any outstanding debts.
10. Calculate the equity by subtracting total liabilities from total assets.
11. Lastly, prepare a statement of cash flows, which shows the movement of cash in and out of the business over a specific period.
12. categorize cash flows into operating activities, investing activities, and financing activities.
13. Make sure to reconcile the ending cash balance with the beginning cash balance.
14. Review and double-check the completed financial statements to ensure accuracy and consistency.

Who Needs Financial Statements - Woodbury:

1. Small Business Owners: Financial statements are essential for small business owners as they help in monitoring their financial health, making informed decisions, and securing financing.
2. Investors: Investors require financial statements to assess the profitability and stability of a company before making investment decisions.
3. Lenders and Creditors: Lenders use financial statements to determine whether a business is creditworthy and can repay loans. It helps creditors evaluate risk and set interest rates or credit terms.
4. Government Agencies: Financial statements are often required by government agencies to ensure compliance with tax laws and regulations.
5. Internal Stakeholders: Companies use financial statements to assess their performance, track financial goals, and make strategic decisions.
6. External Stakeholders: Suppliers, customers, and competitors may also be interested in a company's financial statements to evaluate its stability, value, and creditworthiness.

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