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U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT WASHINGTON, DC 204108000 ASSISTANT SECRETARY FOR HOUSINGFEDERAL HOUSING COMMISSIONERDate:December 6, 2012To:All Approved MortgageesMortgagee Letter

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Who needs mortgagee letter 12-26?

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Individuals planning to apply for a mortgage loan.

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Mortgage lenders and financial institutions.

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Loan officers and mortgage brokers.

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Real estate agents and brokers involved in mortgage transactions.

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Government agencies and authorities overseeing mortgage-related matters.

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What is mortgagee letter 12-26?

Mortgagee letter 12-26 is a directive issued by the Federal Housing Administration (FHA) that outlines specific requirements for mortgage lenders.

Who is required to file mortgagee letter 12-26?

Mortgage lenders who work with FHA-insured loans are required to file mortgagee letter 12-26.

How to fill out mortgagee letter 12-26?

Mortgage lenders can fill out mortgagee letter 12-26 by following the instructions provided in the document and submitting the required information to the FHA.

What is the purpose of mortgagee letter 12-26?

The purpose of mortgagee letter 12-26 is to ensure compliance with FHA regulations and to provide transparency in the mortgage lending process.

What information must be reported on mortgagee letter 12-26?

Mortgage lenders must report information such as loan volume, delinquency rates, and foreclosure rates on mortgagee letter 12-26.

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