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HUD Handbook 4155.1 5.b.4 4) No maximum LTV on a streamline refinance without an appraisal. The loan Page 5 of 43. AUS / A credit report, which complies with HUD Handbook 4155.1, is required on a
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Who needs hud handbook 4155?

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Individuals applying for an FHA-insured mortgage loan
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Mortgage lenders and loan officers
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Real estate professionals involved in the home buying process
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Appraisers assessing the value of properties involved in FHA-insured loans
05
Underwriters responsible for reviewing and approving FHA loans
06
Anyone interested in understanding the guidelines and requirements of FHA-insured loans
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Hud handbook 4155 is a set of guidelines and instructions provided by the Department of Housing and Urban Development (HUD) for lenders and borrowers participating in FHA-insured mortgage programs.
Lenders and borrowers participating in FHA-insured mortgage programs are required to follow the guidelines outlined in hud handbook 4155.
Hud handbook 4155 can be filled out by following the step-by-step instructions provided in the handbook, which include information on required forms, documentation, and calculations.
The purpose of hud handbook 4155 is to ensure compliance with FHA-insured mortgage program requirements, and to provide guidance on underwriting, origination, and servicing of FHA loans.
Information such as borrower details, property information, loan amount, credit history, and income documentation must be reported on hud handbook 4155.
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