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CITY OF EL CENTR REDEVELOPMENT AGENCY PROMISSORY NOTE (First Time Homebuyer Loan) Loan Amount: $ El CENTR, California Date: Property Address:, El CENTR, California 92243 FOR VALUE RECEIVED, the undersigned,

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How to fill out bpromissory noteb page 1

How to fill out bpromissory note page 1:

01

Start by entering the date at the top of the page. Make sure to write the full date, including the month, day, and year.

02

Next, write the name and address of the borrower. This refers to the person who is borrowing the money and will be responsible for repaying it.

03

Below the borrower's information, write the name and address of the lender. This is the person or entity who is providing the loan.

04

In the next section, enter the principal amount of the loan. This is the initial amount of money being borrowed.

05

Moving on, indicate the interest rate that will be charged on the loan. This rate will determine the amount of interest the borrower will pay over the loan term.

06

Specify the repayment terms. This includes the duration of the loan and the frequency of payments (e.g., weekly, monthly).

07

Include any additional terms or conditions that both parties have agreed upon. These may include late payment penalties, early repayment options, or any other relevant terms.

08

Finally, both the borrower and lender should sign and date the document to indicate their agreement to the terms outlined in the promissory note.

Who needs bpromissory note page 1:

01

Individuals: Individuals who are lending or borrowing money can use a promissory note to document the terms of the loan agreement.

02

Businesses: Businesses that lend money to suppliers, clients, or employees can use a promissory note to ensure repayment and protect their interests.

03

Financial institutions: Banks and other financial institutions often use promissory notes as a legal instrument to secure loans and maintain a record of repayment agreements.

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