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This booklet provides comprehensive information about the US Army NAF Employee Retirement Plan, including eligibility, costs, benefits, and procedures for participation and withdrawal. It serves as
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How to fill out US ARMY NAF EMPLOYEE RETIREMENT PLAN

01
Obtain the US Army NAF Employee Retirement Plan application form from the official website or HR department.
02
Carefully read the instructions provided on the form to understand eligibility and requirements.
03
Fill in personal information including your name, social security number, and employment details.
04
Indicate your selected retirement contribution options and any desired investment choices.
05
Review your completed form for accuracy and ensure all required fields are filled out.
06
Sign and date the application form.
07
Submit the form to your HR department or the designated retirement plan administrator.

Who needs US ARMY NAF EMPLOYEE RETIREMENT PLAN?

01
Employees of the US Army Non-Appropriated Fund (NAF) who wish to save for retirement.
02
Individuals looking for retirement benefits as part of their employment package within the Army NAF system.
03
Staff members planning for financial security after their employment ends.
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Under FERS, an employee who meets one of the following age and service requirements is entitled to an immediate retirement benefit: age 62 with five years of service, 60 with 20, minimum retirement age (MRA) with 30 or MRA with 10 (but with reduced benefits).
When Can I Retire? To retire, you must have 20 years of active duty service in the Army, Navy, Marines, Air Force, Space Force, or Coast Guard. You may also qualify if you are medically retired from one of the armed forces.
To help attract and retain qualified and productive employees, each Nonappropriated Fund (NAF) employer provides eligible employees with an opportunity to participate in a retirement program consisting of a defined benefit (pension) plan and a defined contribution (401(K)) plan.
If you are at least 62 years of age and have completed at least five years of credited service, if you are at least 60 years of age and have completed at least 20 years of credited service, or if you a re at least 55 years of age and have completed at least 30 years of credited service, you may also retire with an
If you are at least 62 years of age and have completed at least five years of credited service, if you are at least 60 years of age and have completed at least 20 years of credited service, or if you a re at least 55 years of age and have completed at least 30 years of credited service, you may also retire with an
Email a NAF Benefits representative or call +1(855)872-7704. If you are a retiree and have questions related to other benefits, please contact us with your inquiries.

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The US Army Non-Appropriated Fund (NAF) Employee Retirement Plan is a retirement program designed for employees of the U.S. Army NAF system, providing retirement benefits based on employee contributions and years of service.
All eligible employees who work for the U.S. Army NAF system and meet specific criteria related to employment duration and contribution requirements are required to participate in and file for the US Army NAF Employee Retirement Plan.
To fill out the US Army NAF Employee Retirement Plan, employees need to complete the necessary forms provided by the NAF retirement system, provide personal and employment information, document contributions, and submit the forms to the designated retirement office.
The purpose of the US Army NAF Employee Retirement Plan is to provide retirement security for employees by offering a structured savings and investment option that helps accumulate funds for retirement.
The information that must be reported includes employee personal details, employment history, contribution amounts, benefit elections, and any changes in employment status or financial situation that could affect retirement benefits.
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