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R E F R IG E R A TON M AIN TE N A N CE SERVICEREPAIR COLLECTIVE AGREEMENT between Construction Labor Relations An Alberta Association as Agent for and on behalf of: Carmichael Engineering Ltd. Cisco
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R E F R stands for Report of Foreign Bank and Financial Accounts, which is a form used to report foreign financial accounts to the US government.
Individuals and entities with foreign financial accounts that meet certain criteria are required to file R E F R.
R E F R can be filled out electronically through the Financial Crimes Enforcement Network's BSA E-Filing System.
The purpose of R E F R is to prevent tax evasion and money laundering by monitoring foreign financial accounts.
R E F R requires reporting the account holder's information, the account number, the name of the financial institution, and the maximum account value during the reporting period.
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