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Published 2/12/15. Please review Mortgagee Letters 201421 and 201502 for the effective dates of the new language in these model documents. EXHIBIT 2Schedule of Closing CostsItemAmountPrePaid Costs:
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What is schedule of closing costs?
Schedule of closing costs is a document that outlines all the expenses and fees associated with closing a real estate transaction.
Who is required to file schedule of closing costs?
The party responsible for filling out and filing the schedule of closing costs varies depending on the location and specific real estate transaction. In most cases, it is the responsibility of the seller or the seller's agent.
How to fill out schedule of closing costs?
To fill out a schedule of closing costs, one must list all the expenses incurred during the closing process, including but not limited to, real estate agent commissions, attorney fees, appraisal fees, title insurance, and recording fees.
What is the purpose of schedule of closing costs?
The purpose of schedule of closing costs is to provide transparency to all parties involved in a real estate transaction by detailing all the expenses associated with closing.
What information must be reported on schedule of closing costs?
The schedule of closing costs must include a detailed list of all expenses incurred during the closing process, including fees paid to real estate agents, attorneys, appraisers, title companies, and any other parties involved in the transaction.
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