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CENTRAL VIRGINIA LEGAL AID SOCIETY, INC. 1000 Preston Ave, Suite B Charlottesville, VA 22903 4342968851 (Voice) 4342965731 (Fax)101 W Broad, Ste 101 Richmond, VA 23241 8046481012 (Voice) 8046498794

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What is repossessions and deficiency judgments?

Repossessions occur when a lender takes back possession of property due to the borrower's failure to make payments. Deficiency judgments are court orders requiring borrowers to pay the difference between the debt owed and the amount recovered from the sale of the repossessed property.

Who is required to file repossessions and deficiency judgments?

Lenders or financial institutions are typically responsible for filing repossessions and deficiency judgments.

How to fill out repossessions and deficiency judgments?

Repossessions and deficiency judgments are typically filed with the court where the property is located, following specific legal procedures.

What is the purpose of repossessions and deficiency judgments?

The purpose of repossessions and deficiency judgments is to protect the interests of lenders and ensure they recover as much of the owed debt as possible.

What information must be reported on repossessions and deficiency judgments?

Repossessions and deficiency judgments must include details of the borrower, the property, the debt amount, and any proceeds from the sale of the repossessed property.

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