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U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT WASHINGTON, DC 204108000ASSISTANT SECRETARY FOR HOUSINGFEDERAL HOUSING COMMISSIONER July 13, 2016, Mortgagee Letter 201610ToAll FHA Approved Mortgagees

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What is home equity conversion mortgage?

A home equity conversion mortgage is a type of reverse mortgage that allows homeowners to convert the equity in their home into cash.

Who is required to file home equity conversion mortgage?

Homeowners who are at least 62 years old and have enough equity in their home are eligible to file for a home equity conversion mortgage.

How to fill out home equity conversion mortgage?

To fill out a home equity conversion mortgage, homeowners must work with a lender approved by the Federal Housing Administration.

What is the purpose of home equity conversion mortgage?

The purpose of a home equity conversion mortgage is to provide homeowners with a steady source of income during retirement.

What information must be reported on home equity conversion mortgage?

Homeowners must report their personal information, details about their home, and their financial information on a home equity conversion mortgage.

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