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Guaranty Bank A division of First Citizens Bank 1 Year Credit Builder Certificate Account Disclosure The information described is accurate as of September 9, 2017. Member FDIC General Account Information Refer
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1 year credit builder is a program designed to help individuals establish or improve their credit history over the course of one year.
Individuals who are looking to build or rebuild their credit are required to enroll in a 1 year credit builder program.
To fill out a 1 year credit builder program, individuals need to provide their personal information, financial details, and agree to make on-time payments on a monthly basis.
The purpose of a 1 year credit builder program is to help individuals improve their credit score and financial health by establishing a positive credit history.
The information reported on a 1 year credit builder program includes payment history, credit utilization, length of credit history, new credit accounts, and types of credit used.
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