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186.045 Discharge by payment in full Termination statement and record of termination of security interest Filing Time Fees Notations showing security interest. (1)(2)(3)(4)A perfected security interest
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What is a perfected security interest?
A perfected security interest is a legal claim on collateral that has been made identifiable and enforceable against third parties.
Who is required to file a perfected security interest?
Creditors who want to ensure their claim on collateral is legally recognized and protected.
How to fill out a perfected security interest?
Fill out a UCC-1 financing statement form and file it with the appropriate state agency.
What is the purpose of a perfected security interest?
The purpose is to establish priority rights and protections for creditors in case the debtor defaults on the loan.
What information must be reported on a perfected security interest?
The name and contact information of both the debtor and creditor, description of the collateral, and any other relevant details.
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