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Consumer Counselor Insurance Information for Michigan Consumers Life Insurance and Annuity Search Service The Life Insurance and Annuity Search Service (LIES) is a service of the Michigan Department

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What is life insurance and annuity?

Life insurance is a contract between an insurance policyholder and an insurer where the insurer guarantees payment of a death benefit to named beneficiaries upon the death of the insured. An annuity is a contract between an individual and an insurance company that promises to pay the individual a regular income stream in the future.

Who is required to file life insurance and annuity?

Individuals who have purchased life insurance or annuities are required to report them to the insurance company and, in some cases, to the government for tax purposes.

How to fill out life insurance and annuity?

To fill out life insurance and annuity forms, individuals need to provide personal information such as name, address, contact details, beneficiary information, and details of the insurance policy or annuity contract.

What is the purpose of life insurance and annuity?

The purpose of life insurance is to provide financial protection to the insured's beneficiaries in case of the insured's death. Annuities are designed to provide a steady income stream for individuals in retirement.

What information must be reported on life insurance and annuity?

Information that must be reported on life insurance and annuity forms include policy/contract numbers, beneficiary information, coverage amounts, and any additional riders or features.

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