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PAGE ONE EconomicsCredit Bureaus:
The Record Keepers
Jeannette N. Bennett, Senior Economic Education SpecialistGLOSSARY
Bankruptcy: A legal process for declaring
that a person is unable to pay his
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What is credit bureaus?
Credit bureaus are agencies that collect and maintain individuals' credit information, including their borrowing and repayment history.
Who is required to file credit bureaus?
Lenders, financial institutions, and other entities that extend credit to individuals are required to report to credit bureaus.
How to fill out credit bureaus?
Credit bureaus are typically filled out electronically through secure online portals provided by the credit bureaus themselves.
What is the purpose of credit bureaus?
The purpose of credit bureaus is to provide lenders and other financial institutions with information about an individual's creditworthiness and financial history.
What information must be reported on credit bureaus?
Information such as individuals' credit accounts, payment history, account balances, and any public records related to credit must be reported on credit bureaus.
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