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Increased Repayment Recertification We are requesting that you complete this form in order to verify your eligibility for Increased Repayment (IBR). Please indicate which condition below applies to

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What is income-based repayment?

Income-based repayment is a student loan repayment plan based on the borrower's income.

Who is required to file income-based repayment?

Borrowers with federal student loans who want to adjust their repayment amounts based on their income are required to file income-based repayment.

How to fill out income-based repayment?

Borrowers can fill out income-based repayment by submitting the required documentation to their loan servicer.

What is the purpose of income-based repayment?

The purpose of income-based repayment is to make student loan repayment more manageable for borrowers with varying income levels.

What information must be reported on income-based repayment?

Borrowers must report their income, family size, and any other relevant financial information on income-based repayment.

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