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Overdraft Privilege Options
Standard: Checks, ACH, Online Bill Pay, teller,
and recurring debit card transactions overdrafts are
covered.
Full: ATM and everyday debit card overdrafts are
covered in
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What is overdraft privilege options?
Overdraft privilege options allow an account holder to overdraw their account up to a certain limit set by the bank.
Who is required to file overdraft privilege options?
Account holders who want to have the option to overdraw their account.
How to fill out overdraft privilege options?
Account holders can typically fill out overdraft privilege options through their online banking portal or by contacting their bank directly.
What is the purpose of overdraft privilege options?
The purpose of overdraft privilege options is to provide account holders with a safety net in case they accidentally overdraw their account.
What information must be reported on overdraft privilege options?
Account holders may need to report their income, employment status, and other financial information when applying for overdraft privilege options.
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