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Board of Governors of the Federal Reserve Systemize Mortgage Disclosure Act Federal Reserve Board, 20th & Constitution Avenue, NW, Stop # 502, Washington, DC 20551 (202) 4522016File Specifications
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The financial institutions such as banks, credit unions, and mortgage companies are the ones who report HMDA data.
Financial institutions that meet certain requirements are required to file HMDA data.
To fill out HMDA data, financial institutions need to accurately report information about their mortgage applications and loans.
The purpose of HMDA data reporting is to help determine if financial institutions are serving the housing needs of their communities.
Information such as the type of loan, purpose of the loan, and applicant's demographics must be reported on HMDA data.
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