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SAMPLE This specimen document has been provided to assist you in drafting a Summary Plan Description (SPD) for our mutual clients that have adopted the ING Life Insurance and Annuity Company 401(k)
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What is Note that this sample is a regular 401(k) plan (it is not a safe harbor plan and does not have an automatic enrollment feature) and includes a number of special features such as, a discretionary QNEC, a discretionary profit sharing Form?

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Instructions for the form Note that this sample is a regular 401(k) plan (it is not a safe harbor plan and does not have an automatic enrollment feature) and includes a number of special features such as, a discretionary QNEC, a discretionary profit sharing

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Note that this sample is a regular 401(k) plan (it is not a safe harbor plan and does not have an automatic enrollment feature) and includes a number of special features such as, a discretionary QNEC, a discretionary profit sharing: frequently asked questions

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